PALM COAST, Fla. — Ryan Palmer rallied from a rules mistake and pulled himself out of a seven-way tie to win the PGA Tour Ginn sur Mer Classic yesterday.

Palmer, who was at No. 143 on the money list with two tournaments remaining, had to call a penalty on himself and made bogey on the 10th hole, then took double bogey on the next hole with a tee shot into the water.

But he rebounded with a 10-foot birdie he desperately needed on the final hole at Ginn Ocean Hammock Resort for his second career victory.

"What a feeling ... what a week," said the 32-year-old native of Amarillo, Texas. "I kept grinding and grinding. I proved to myself that I can win out here under any kind of conditions or circumstances."

Michael Letzig, the 54-hole leader, needed a birdie on the par-5 18th to force a playoff. But his wedge spun 35 feet down the slope and he had to settle for par and a 73 to finish one shot behind.

Also tying for second were George McNeill, Nicholas Thompson, Ken Duke and Vaughn Taylor, who was at No. 129 on the money list and earned enough to secure his card for next year.

The final tournament next week is at Disney, and the top 125 keep full privileges for 2009.

The fourth round twice was suspended because of bad weather, which didn't help anyone break out of the pack. Seven players had at least a share of the lead at one point, and there was a six-way tie during the first stoppage in play.

Palmer appeared to have control with a two-shot lead until he reached the 10th green. He noticed his ball move slightly after he addressed his 30-foot birdie attempt, and after calling a rules official, assessed himself a one-shot penalty and made bogey.

"Once you address the ball, you can't un-address it," Tour rules official Steve Rintoul. "The rules are pretty clear."

Palmer pulled his next tee shot into the water for double bogey to fall out of the lead, but rejoined the pack with an up-and-down from the bunker on the par-5 13th.

"I was playing too well to let that happen," he said. "I told my caddie that it was the same thing as hitting into a bunker and not getting up-and-down. We just made a bogey."

Palmer made pars the rest of the way, including a nervy two-putt from 40 feet on the 17th, then laid up on the closing hole and stuffed his wedge into 10 feet for the winning putt.

He finished at 7-under 281 and earned $828,000. It was the fifth time in six events during the Fall Series that a player outside the top 125 on the money list won a tournament. The exception was Zach Johnson, who was at No. 125 when he won in Texas.

CHAMPIONS TOUR

BEAN ROLLS TO SCHWAB CUP CHAMPIONSHIP

SONOMA, Calif. — Andy Bean breezed through 32 holes of play to win the Charles Schwab Cup Championship, pulling away from the Champions Tour's best players for a nine-stroke victory over Gene Jones.

After finishing the last 14 holes of the rain-delayed third round, Bean then made six birdies in the first nine holes of a final-round 66 to finish at 20-under 268, blowing away the 29-man field.

Jay Haas also had reason to celebrate after the Champions Tour's final event of the year despite his 16th-place finish at 4-under 284. Haas claimed the Schwab Cup at Sonoma Golf Club for the second time in three years as the winner of the tour's season-long points competition.

Bean earned $442,000 from the $2.5 million purse for his second Champions Tour victory of the season, just the third of his career. Haas claimed a $1 million annuity by winning the Schwab Cup.

Haas won the Schwab Cup despite getting no points yesterday after finishing out of the top 10. Fred Funk and Bernhard Langer, his main competition for the crown, also didn't earn any points.

LPGA TOUR

AMERICAN KUNG WINS KOLON CHAMPIONSHIP

INCHEON, South Korea — American Candie Kung shot a 3-under 69 to win the LPGA Kolon Championship in Incheon, South Korea, by one shot over Australian Katherine Hull.

Kung, who was born in Taiwan, eagled the ninth hole during a windy third round at Incheon's Sky 72 Golf Club course. That gave her the cushion she needed when she dropped a shot on the next-to-last hole. The world's 42nd-ranked player finished at 6-under 210 and collected $240,000 for the win.

EUROPEAN TOUR

KARLSSON WRAPS UP ORDER OF MERIT TITLE

SOTOGRANDE, Spain — Robert Karlsson became the first Swede to win the Order of Merit title when closest challenger Lee Westwood couldn't catch Soren Kjeldsen at the Volvo Masters.

Westwood needed a victory at Valderrama to have any chance of claiming his second European money title, but shot a 1-over 72 to finish four shots behind winner Kjeldsen.

Karlsson lifted the Harry Vardon trophy despite finishing 32nd at Valderrama — 17 strokes behind Kjeldsen — after shooting a 75.